​All your financial needs ends here
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Personal loan is a complete unsecured loan provides to meet personal uses of loan seeker. It can be used for vacation, personal house hold expenses, medical emergencies, vacation etc. As we have already mentioned that personal loan is an unsecured loan so interest rate charges on personal loan is higher than home loan. These days rate of interest of personal loan starts from 11.29% and it goes high up to 18% or more. After applying loan it may be disbursed within 72 hours.
Eligibility criteria:
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Age of loan seeker must be more than 25 years.
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Monthly salary should be 25k.
Documents Required:
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Completely filled application form
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KYC of loan seeker
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Salary slip
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Bank Statement
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ITR copies (26AS)
Some bank or NBFC may have differ requirement but above mentioned documents are generally uses for personal loan.